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Contract purchase vans

We currently don't have any Contract purchase vans on our website.

Please call us on 01562 549 725 or complete the form below.

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About contract purchase

The client agrees to purchase the vehicle via a series of monthly payments comprising of a proportion of capital and interest. A final Guaranteed balloon / residual payment is inclusive which is pre stated on the contract at the point of sale which is equal to or less than the predicted future value. For tax purposes ownership of the vehicle is transferred to the client on the date the contract is signed. At the end of the agreement if the vehicle is worth less than the pre agreed balloon / residual value, the client can hand the vehicle back to the finance company without penalty although excess mileage and condition penalties may be applicable.

The vehicle is classed as an asset of the company and the client gains access to the writing down allowances, a balancing charge or allowance is calculated upon disposal effecting a full, if delayed depreciation for tax purpose. No Value Added Tax is applicable to this finance plan.

Summary: A finance product for those who wish to own their vehicles but avoid the risk of financial loss upon disposal.

CALL US NOW ON 01562 549 725

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